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Payments platform Decta will use USDC through OpenPayd to support international settlement of its own company funds, adding stablecoins to its back-end treasury operations.
The arrangement is limited to Decta’s proprietary treasury activity. It does not introduce crypto or foreign exchange services into customer-facing payment flows, meaning merchants and other clients will not directly interact with USDC through the integration.
OpenPayd Will Convert Decta’s Fiat Into USDC
Decta will transfer its own funds into OpenPayd’s regulated infrastructure, where fiat can be converted into USDC through OpenPayd’s over-the-counter capabilities for international operational settlements.
Decta UK CEO Scott Dawson said the company regularly moves funds between banking relationships to finance operations and settle obligations across its regulated entities and markets. Traditional transfers can be affected by banking cut-off times, weekends and multi-day value dates.
Decta said OpenPayd will give it another way to move its own liquidity internationally while maintaining existing controls. The platform also provides integrated fiat infrastructure, OTC conversion and hybrid payment setups for Decta’s treasury operations.
USDC Stays Outside Decta’s Customer Payment Flows
The integration does not add stablecoin payments or foreign exchange services for Decta customers. OpenPayd explicitly said the solution is used exclusively for Decta’s proprietary treasury activity.
Decta provides payment acquiring, processing, card issuing, BIN sponsorship and digital banking infrastructure. The company says hundreds of businesses across 32 countries use its services.
OpenPayd Brings MiCA-Regulated Stablecoin Infrastructure
OpenPayd received authorization under the European Union’s Markets in Crypto-Assets framework on June 24. The license allows it to provide regulated crypto services across the European Economic Area, including stablecoin on- and off-ramps, custody and digital asset transfers.
Decta has explored stablecoin issuance separately. In August 2024, Decta Limited and France-based Next Generation entered discussions over a potential euro-pegged stablecoin that would require regulatory approval before issuance.
The new OpenPayd arrangement takes a different approach by using an existing dollar stablecoin for Decta’s internal treasury operations rather than creating a customer-facing token. Decta will use the infrastructure to support international settlement and liquidity management across its business.
