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Column N.A. has launched stablecoin support inside its banking infrastructure, allowing customers to move between U.S. dollars, USDC and USDT around the clock. The FDIC-member bank prominently uses Solana in its stablecoin transfer workflow while also supporting Ethereum and other blockchains.
Column Adds Stablecoins to Its Banking Core
Column said it built the stablecoin service directly into its banking core rather than relying on a separate crypto intermediary. Stablecoin addresses and bank accounts sit on the same ledger, allowing incoming assets to convert into dollars and outgoing transfers to settle onchain.
The bank said customers do not need to prefund a separate stablecoin balance. The service also connects to Column’s existing payment rails, including ACH, Fedwire, FedNow, RTP and Swift.
Column Uses Solana in Stablecoin Transfer Examples
Column supports USDC and USDT transfers on Solana and Ethereum, with additional blockchain support also available. Its published API examples use solana as the network for USDC transfers.
One example shows a customer sending USDC directly from a Column bank account to a Solana address. Column said it handles key management, liquidity, and compliance infrastructure behind the transaction.
Stablecoins Connect to Dollar Payment Rails
Column said customers can receive stablecoins outside normal banking hours and immediately route the resulting dollar balance through real-time U.S. payment systems. The service also works in the opposite direction. A customer can debit an external bank account through ACH and send USDC to a blockchain wallet without maintaining a prefunded stablecoin balance.
Column developed the product alongside fintech companies including Brex and Slash. The bank said its stablecoin services are processing tens of billions of dollars in annualized volume, though that figure is company-reported.
FDIC Insurance Does Not Cover USDC or USDT
Column National Association is a nationally chartered bank supervised by the Office of the Comptroller of the Currency and is a member of the Federal Deposit Insurance Corporation. That status does not make USDC or USDT FDIC-insured assets. FDIC insurance applies to qualifying deposits held at insured banks, while crypto assets and other non-deposit products fall outside that protection.
OCC Policy Has Expanded Bank Crypto Activity
Column’s launch follows changes in federal banking policy toward digital assets. In March 2025, the OCC reaffirmed that national banks may conduct certain stablecoin and distributed-ledger payment activities and removed an earlier supervisory non-objection requirement. The regulatory framework has continued to develop through additional OCC rulemaking covering payment stablecoins and other digital-asset activities involving national banks.
